First Nations Development Institute's 2012 Annual Report


Embed or link this publication


Read our Annual Report highlighting our work in Native asset-building.

Popular Pages

p. 1

n at firt rens fi n a n atioh enin st ngtne opme a m l even ativ sdg s t inr ican en e r tut nonp ti o fi ts iv e am er ic an bu si n es sa n d as se t d ev el o pm annual report c ia l a ti na ve f d oo sa nd he th al ·c om ti ba ng pr e or at d yl d en in en tgnd in v e st oreduc at io n 2012 1


p. 2

board of directors b thomas vigil chair jicarilla apache/jemez pueblo marguerite smith vice chair shinnecock shyla grace sheppard secretary mandan/hidatsa donald sampson treasurer confederated tribes of the umatilla indian reservation michael e roberts president first nations development institute tlingit chandra hampson winnebago tribe of nebraska /white earth chippewa a david lester board member emeritus in memoriam muscogee creek siobhan oppenheimer-nicolau benny shendo jr jemez pueblo gelvin stevenson cherokee table of contents board of directors chairman s letter president s letter native american foods health native american business development financial and investor education combating predatory lending strengthening native american nonprofits grants grantmaking and philanthropic services 2012 donors staff credits inside front cover 2 4 6 9 12 16 19 22 26 35 36 accredited charity guidestar pa rtici pa ntsi lv e r exchange accredited charity


p. 3

our guiding principle we believe that when armed with the appropriate resources native peoples hold the capacity and ingenuity to ensure the sustainable economic spiritual and cultural well-being of their communities our mission our mission is to strengthen american indian economies to support healthy native communities first nations development institute invests in and creates innovative institutions and models that strengthen asset control and support economic development for american indian people and their communities our focus areas with the generous financial support of individuals foundations corporations and tribal donors first nations development institute improves economic conditions for native americans in five focus areas · · · · · native foods and health strengthening native american nonprofits native american business and asset development financial and investor education combating predatory lending our five strategies across these focus areas we utilize five strategies to achieve results · · · · · grantmaking technical assistance and training coalition-building policy advocacy sharing our research models and publications we believe in widely sharing best practices key findings and successful or promising models with practitioners in indian country government entities federal state local and tribal mainstream philanthropy and the public at large as such first nations development institute s online knowledge center hosts a wide variety of research publications reports and other resources that can be accessed through our website at 1


p. 4

chairman s letter i have been involved with first nations development institute since before its formal beginning in 1980 over those 32-plus years ­ as an advisor supporter board member and then chairman for many years ­ i have had the privilege of sitting in a front-row seat as a new type of creation story was born the creation involved a new beginning for all indian tribes and nations through the formal restoration of sovereignty and relief from dominance bondage and servitude first nations birth was directly related to the renaissance of indian sovereignty as its institution required an advocate and importantly an organization that championed the idea that the best exercise of sovereign power or self-determination is through the control of all assets it is these founding principles that continue to make first nations development institute relevant and vibrant the story of first nations is about how a spark a thought became an idea the idea became a seed the seed gingerly sprouted and began to grow but it was very fragile at first it had to struggle to survive ­ often ­ and overcome many obstacles but it persisted and weathered the storms it was self-determined to grow strong and blossom then cast off new seeds in order to perpetuate its good work it was fortunate along the journey it was nurtured and protected by able caregivers on its management staff on its board of directors and among its visionary financial supporters first nations development institute is now and has been for some time a solid maturing and effective organization it s also prolific each and every year first nations casts off many more seeds by way of financial grants and other assistance to worthy native american projects that in turn are generating their own sparks and ideas and spawning new seeds not all of those seeds take root or survive of course but many do and they are helping to revitalize native american economies and are supporting healthier native communities all across the united states the theme of this 2012 annual report is asset-building supporting self-sufficiency sustainability and self-determination that theme generally describes first nations own creation story but more appropriately it illustrates the very work that first nations attempts to do for american indians alaska natives and native hawaiians our goal is to help these communities take control of their assets reclaim them where necessary grow them and use them to become sustainable and self-sufficient while determining their own futures in culturally appropriate ways the projects we support can be small but we evaluate them on the potential they have to create economic opportunity and other benefits over the long term after all seeds start very small but can grow into mighty things these projects might be a food system or an agricultural effort here or bolstering a nonprofit s management capacity there or helping incubate new businesses or helping traditions and languages make the transfer to new generations or teaching the right ways to budget save invest and otherwise handle money and other assets these projects are the seeds of native american self-sufficiency sustainability and self-determination for the future 2


p. 5

we especially give thanks to the thousands of individuals foundations and corporations who continue to generously support first nations without your help these seeds would go dormant and much progress would be lost thank you for believing in our mission supporting it and watching with us as our crops grow healthy and strong in native communities all across the land finally it is my pleasure to remark on two specific achievements that first nations has reached first in early 2013 as we were beginning to prepare this 2012 annual report first nations was awarded the top four-star rating from charity navigator which is well-regarded as america s premier charity evaluator this coveted rating illustrates first nations sound fiscal management good governance and its commitment to accountability transparency and quantifiable results this high honor is a sign that donors can continue to support first nations with full confidence second with board approval first nations purchased its own headquarters building in longmont colorado in early 2013 after years of leasing space ­ and dealing with seemingly endless rent increases ­ it became obvious that first nations needed to seize control of its own physical space the building is now a key asset of the organization providing operational space as well as rental income from other tenants i believe both of these milestones are signs of the continuing growth and maturity of the organization and are testament to its growing presence impact and credibility in native communities b thomas vigil jicarilla apache/jemez pueblo chairman board of directors 3


p. 6

president s letter oh who are the people in your neighborhood many of you will recognize this line from the all-too-familiar sesame street skit for me it brings to mind a recent conversation with my brother we were sitting around reminiscing about growing up in ketchikan alaska and the topic of our respective paper routes came up after we got past the sibling rivalry of whose route was longer harder or just more difficult we were both amazed to realize that we could probably recreate our routes and customers from our distant memories but the real ah ha moment for me was when i realized that my route consisted of mostly indian customers and it dawned on me that even in the early 1970s ketchikan remained a very segregated community ­ my paper route was south of ketchikan creek a part of town once known as indian town and given that the theme of this 2012 annual report is asset-building supporting self-sufficiency sustainability and self-determination no conversation about this topic would be complete without a discussion of entrepreneurship and wealth creation because without addressing the topic of creating new wealth for indian families and communities all of our talk of financial education and family economic security would be about as effective as rearranging the deck chairs on the titanic that s because families and communities can only efficiently manage meager incomes so well so you may ask what does this trite sesame street song have to do with business and entrepreneurship let me tell you on my paper route and in my neighborhood were indian homeowners and the emerging indian middle class more importantly as i reflect today there were a huge number of indian entrepreneurs who were taking real risks creating and nurturing businesses and pushing as hard as they could in the hope of building wealth for their families and their indian community some notable neighbors come to mind ­ pete johnson of johnson s glass the dalton family and their expanding apartment and real estate holdings and even folks like the james family who owned their own fishing boats and employed crew members mostly family and other folks from the indian community these folks and my daily interactions with them formed my early ideas of what was possible as an indian person but there is a part that saddens me a bit in all this what saddens me is that we have been remiss to capture these stories of our indian entrepreneurs what was their motivation how did their values and practices differ from others in the community what valuable lessons or guidance could they offer to today s indian entrepreneurs and businesspeople what might they have done differently if they had it to do again and so on one of the favorite books about entrepreneurship on my bookshelf is lionel sosa s the americano dream how latinos can achieve success in business and in life it s a no-nonsense book about latinos who aspire to succeed more importantly he talks about ways in which latino entrepreneurs can gain self-confidence and transform your cultural heritage into an asset that can become a viable tool for success where is the american indian dream el sueño de los indios americanos book because if we really want to encourage folks to continue to take risks and start wealth-creating businesses in indian and reservation communities we need to begin sharing their stories and talking about their ambitions their successes and yes even their setbacks and failures who are the entrepreneurs in your neighborhood and how do we get their stories about creating businesses and using their heritage and culture as an asset in that business creation 4


p. 7

these are good questions but we here at first nations realize that the answers to asset-building supporting selfsufficiency sustainability and self-determination are equally as daunting and complex thirty-two years ago first nations was founded on the belief that indian country faces a unique challenge unlike other impoverished communities in this country the problem was not that native communities did not own their assets but rather who controlled those assets while great progress has been made by native communities over the last three decades the problem remains to address this a multi-faceted solution using a wide variety of innovative approaches is needed first nations approach has always been based upon its unique understanding of complex systems and the careful use of the traditional knowledge still held by native communities today indian reservations and their stunted economies present not just an economic cost they present human-capital opportunity costs as well part of the issue with the underdevelopment of indian reservation economies is that the infrastructure ­ physical technological and especially the human factor ­ has been deliberately underinvested in this underinvestment has at times led to the demoralization of the entire population of those communities the uniqueness of the indian problem in turn calls for unique solutions and for the past 32 years first nations has been keeping busy with both first nations goal continues to be one that builds a strong foundation for and strengthens american indian-controlled economies we do this in part by working to unleash entrepreneurship in american indian communities by nurturing an enabling environment for the growth of institutions that support thriving organizations and enterprises on american indian reservations we know that these models in turn create new wealth opportunities for and increase the assets of indian reservation and native community members by aaaaaa expanding economic liberty and self-determination promoting the economic self-reliance of american indian individuals and families providing capitalization and technical assistance to the established and emerging native community and reservation-based nonprofit development organizations nurturing and developing the emerging for-profit and nonprofit leadership class in native and reservation communities looking at everyday practices like conscious participation in a community food system for opportunities to engage in a larger economic sovereignty conversation and strengthening reservation-based financial institutions and tribal and native community-controlled indian country philanthropic foundations when we as indians continue to act on these challenges and we accomplish change through our injun americanuity we will ultimately prove to be both prosperous and right and we will do so by demonstrating that our practices and actions are sound because of the fact that they come from our indian value-based voice of strength assuredness and accomplishment gunalchéesh thank you michael e roberts téix sháach tsín tlingit president 5


p. 8

asset-building supporting self-sufficiency sustainability and self-determination as noted in the previous pages first nations development institute first nations works to build assets and support native american self-sufficiency sustainability and self-determination in five focus areas the following pages break down each of those focus areas individually and provide descriptions of our 2012 activities in each area native american foods health native agriculture food systems initiative ­ nafsi first nations recognizes that accessing healthy food is a challenge for many native american children and families without access to healthy food a nutritious diet and good health are out of reach to increase access to healthy food we support tribes and native communities as they build sustainable food systems that improve health strengthen food security and increase the control over native agriculture and food systems first nations provides this assistance in the form of financial and technical support ­ including training materials ­ to projects that address the agricultural and food sectors in native communities we also undertake research projects that build the knowledge and understanding of native agriculture and food-systems issues and inform native communities about innovative ideas and best practices we participate in policy forums that help develop legislative and regulatory initiatives within this sector first nations supports a regional and national network of native food sector and related organizations 2012 activities a native american food security initiative funded by the walmart foundation healthy sustainable food systems are critical to the well-being of native children families and communities the purpose of this project is to increase healthy food security and food access in native communities native agriculture and food systems initiative nafsi funded by the w.k kellogg foundation kellogg statistics indicate that one in three native children are obese or overweight by age five and that obesity leads to diet-related illnesses such as diabetes heart disease and other problems to address the issue of childhood obesity kellogg and first nations partnered to support initiatives aimed at enhancing native control of local food systems ­ especially in addressing issues such as food insecurity food deserts and health and nutrition ­ while simultaneously bolstering much-needed economic development in those communities a 6


p. 9

a colorado plateau native food systems capacity-building project funded by the christensen fund and usda rural community development initiative rcdi the colorado plateau native food systems capacity-building project is intended to strengthen the network among three native colorado plateau groups increase their awareness about opportunities for health/wellness and economic benefit through local food systems and increase their organizational capacity the rcdi part of the project is directed toward providing financial assistance to one community-based nonprofit organization and two tribal programs that will consequently be better able to deliver programs supportive of community assets related to natural resource management and agriculture it builds on efforts initiated under the christensen fund project native american senior hunger project funded by aarp foundation this project seeks to address food insecurity among tribal elders in targeted rural and/or reservation-based native american communities in arizona louisiana new mexico and oklahoma through this project first nations assists native american communities in ensuring that their senior population receives adequate food supplies with a particular focus on locally-grown healthy foods and in developing or expanding locally-controlled and locally-based food systems cooperative education training on the navajo nation funded by the chs foundation cooperatives provide a pathway to increasing new markets purchasing power and access to resources the purpose of this project was to provide training on cooperative development to farm boards and community organizations located on the navajo nation with the intent of increasing opportunities for and building the capacity of individual native american farmers and ranchers the business of indian agriculture funded by the chs foundation the usda beginning farmer and rancher program and the w.k kellogg foundation see related story under native american business development in 2012 first nations finished the final year of its project the business of indian agriculture a tribal college partnership the goal of the project conducted in partnership with first americans land-grant consortium falcon was to provide an innovative approach to agricultural business education at tribal colleges and universities tcus the project was designed to effectively integrate entrepreneurship training to promote the development and sustainability of agriculturerelated businesses on american indian reservations the target audience was socially disadvantaged native american beginning farmers and ranchers bfrs who would benefit from education that assists with business start-up expansion or improved management of agribusiness operations the project developed and piloted a model community education agribusiness curriculum for native american bfrs that was offered through selected tcus thus filling a need at tcus for community agri-entrepreneurship training navajo-hopi technical assistance project funded by the usda office of advocacy and outreach this project works to assist native producers located on the navajo and hopi reservations in operating successful farms and ranches improve participation in the full range of usda programs and introduce agriculture-related information usda community foods project ­ this program provides training and technical assistance to 30 native american nonprofit organizations with the overall goal of strengthening their capacity and ability to apply to the usda community foods project through the use of face-to face trainings and webinars our goal is to increase program and organizational capacity of participating organizations aaaaa 7


p. 10

hawaiian homesteaders and wow farm turn fallow land into opportunity the first time mike hodson doubled his farming operation he did so by building a second greenhouse then he did it again and then a few more times in just five years hodson who grows organic tomatoes on the big island of hawaii has expanded his operation from one to 45 greenhouses and he s not done yet by the end of 2013 hodson expects to operate more than 100 greenhouses his simple advice start small celebrate success build on your success when you start small you make mistakes and you keep tweaking those mistakes to make yourself better explains hodson president of wow farm it s easier to tweak your mistakes on one greenhouse than 45 if you make mistakes then you have to tweak 45 greenhouses that s a massive effort wow farm is a family owned and operated farm in waimea on the big island it comprises 10 acres growing a variety of vine-ripened tomatoes all are naturally grown in the soil using no chemicals or pesticides originally when starting the farm they were growing tomatoes for personal consumption and education not too long after they were growing more tomatoes than they could consume so they entered the local farmers markets in various towns hodson s farm produces 6,000 pounds of tomatoes each week now he is sharing his secrets of success through the waimea hawaiian homesteaders association s farming for the working class program that teaches native hawaiians to farm fallow land through hands-on workshops in farming and greenhouse operation classroom learning and business training with grant money during 2012 from first nations he developed the farming for the working class program the 161-acre community project through the homesteaders association involved building 14 new greenhouses and providing learning first nations has since provided an additional grant to the group for 2013 hawaiian homesteaders are qualified native hawaiians with land allotments for agricultural residential or pastoral use only five of 150 agricultural lots in the waimea homestead were being farmed when the program began the goal is to empower numerous additional families with the resources they need to begin farming their fallow land and growing fresh produce for themselves and the community creating additional farms will allow the native community to reach the scale needed to access larger local markets although hodson comes from a long line of farmers he didn t begin farming until in his 40s even then it was a hobby ­ to relieve stress caused by his job as a police detective he says the land ­ `aina in hawaiian ­ helped filter negative things out of his system it kept me stable and balanced says hodson i didn t know how important farming was at the time tomatoes aren t typically grown in hawaii since there is no seasonal change in temperature and bugs and disease present problems with no one nearby to mentor him hodson taught himself to farm his goal was to grow enough for his family to eat after the success of his first greenhouse the family celebrated with time he started giving extra tomatoes away to friends and family eventually hodson began selling his surplus at a farmers market at the first farmers market i earned $5 all day i celebrated that because it was $5 i didn t have the day before says hodson my definition of ambition is the burning desire to succeed in order to build ambition you have to have success if you dream of a huge project and don t reward yourself with small success along the way you re not building ambition 8


p. 11

what makes hodson s story unique is that he was still working a full-time job that provided income during the initial stages of farming now he s sharing his approach with native hawaiians who are employed full-time but also share an interest in growing food to eat and sell what i ve learned is that you can t do it by yourself learned knowledge not shared is lost so you have to get the whole family involved says hodson who designed the curriculum to teach entire families ­ rather than individuals ­ to farm you learn faster and are more successful in the hawaiian culture family is very important and i believe it is in all indigenous cultures to learn more about hodson s wow farm and how its success is now leading to success for other native hawaiians scan this qr code or visit native american business development to create systemic economic change first nations works with native american communities in reclaiming direct control of their assets working directly with grassroots community partners individuals and tribes first nations supports and provides native asset-development strategies and models to help communities understand create and control the way in which native assets are valued as well as the decision-making process in deciding whether to monetize those assets first nations and its independent subsidiary first nations oweesta corporation work with reservation and rural indian communities to create and support community development financial institutions native businesses and tribal programs with early stage investments and capitalization to stimulate business growth through new financial models products and services through entrepreneurship and business development projects targeted at both the tribal macro and individual micro levels first nations creates and supports sustainable economic development in native communities 9


p. 12

2012 activities a tribal college-community development financial institution collaboration project funded by the johnson scholarship foundation this is a long-term attempt to stimulate economic development in indian country there are two partnerships between tribal community colleges and a local community development financial institution cdfi with the goal being that the tribal colleges will develop entrepreneurship curricula targeting the local tribal community and teaching these curricula over a twoyear period these curricula will target entrepreneurial persons who would like to open a business on the reservation or persons who already have a business and would like to learn more about a specific area of business the two communities involved are the lummi nation and the menominee nation northwest indian college has partnered with lummi cdfi and lummi nation service organization/lummi ventures the college of menominee nation has partnered with first american capital corporation and niijii capital partners inc first nations will facilitate the project as well as perform a formal evaluation in order to capture the model s learning best practices and potential for replication native asset-building partnership project 2012-2014 funded by the otto bremer foundation and the nathan cummings foundation this is a project aimed at bringing tribes together to support each other s endeavors this project consists of two partnerships between tribes and/or tribal organizations that aim to strengthen tribes and native institutions through peer learning and model development the goal of this project is to improve control and management of assets for the oneida tribe of indians of wisconsin and for the mille lacs band of ojibwe hopi education endowment fund agreed to share its knowledge of section 7871 organizations with the oneida tribe in order to help the oneida tribe form its own section 7871 organization to support the oneida youth the spokane tribe agreed to share its knowledge of forestry and its forestry intern programs for youth with the mille lacs band first nations facilitates the peer-learning relationships offers technical assistance and engages in an evaluation process to determine the best practices and possibly develop a model for use in other tribal communities first nations oweesta corporation first nations oweesta corporation oweesta is an independent subsidiary of first nations development institute oweesta supports economic growth in native american communities through the creation development and capitalization of community development financial institutions or cdfis these native cdfis directly provide native american communities the tools and capital support required for real and sustainable job creation small business development commercial real estate development affordable housing/home ownership while also offering basic banking services and financial literacy training to underbanked native american communities that have been historically targeted by predatory lending practices to learn more about oweesta visit a a 10


p. 13

planting new business seeds in montana fields and farms although the project is listed under our native foods and health section the business of indian agriculture a tribal college partnership program overlaps considerably with our native american business development focus area that s why we are featuring it here happily this same crossover synergy occurs with many of our other efforts during 2012 we finished the final year of a two-year project titled the business of indian agriculture a tribal college partnership our goal was to create an innovative approach to agricultural business education at tribal colleges and universities we wanted to integrate entrepreneurship training that would promote the creation of agriculture-related businesses on american indian reservations which truly need additional economic stimulus we specifically targeted what are known as socially disadvantaged native american beginning farmers and ranchers ­ people we felt would benefit significantly from education that assists with starting a business expanding one or learning how to improve the management of their business we like to call it community agri-entrepreneurship training besides the stated twoyear goals we hope the long-term result will be lower rates of poverty unemployment and outmigration of native american youth the effort was funded by the chs foundation the usda s beginning farmer and rancher program and the w.k kellogg foundation we joined with first americans land-grant consortium falcon a nonprofit professional association that represents administrators and faculty at 1994 land-grant institutions tribal colleges and universities falcon assisted with coordination and communications development of the curriculum and its products and project evaluation then we further partnered with four schools in montana blackfeet community college fort belknap college fort peck community college and chief dull knife college chief dull knife college had to withdraw at the beginning of the second year for unforeseen reasons but we were then able to enlist aaniiih nakoda college montana was chosen as the geographic focus because it has seven tribal colleges and universities more than any other state and because the instructors at these schools helped lay the groundwork additionally the participating schools are in tribal communities with economies largely reliant on agriculture the resulting curriculum consists of five modules 20 lessons and 66 topics such as accounting finance credit insurance marketing strategic planning and land use and rights lessons were adapted and piloted in the college communities and were widely distributed through various methods the entire curriculum is designed to be adaptable to local considerations customs and practices and while the curriculum is best suited for delivery in sequence it was designed so that any component could be chosen and delivered alone or in combination with other components in a sense the curriculum provides a buffet of topics that can be arranged to best meet local needs and we are happy to report the project succeeded in meeting its objectives we feel that as the curriculum is further shared adapted and taught the expected long-term positive impacts will begin to be felt 11


p. 14

financial and investor education first nations and its independent subsidiary first nations oweesta corporation work in partnership with native american tribes and communities throughout the u.s to assist them in designing and administering financial and investor education programs our projects range from helping individuals and families understand the basics of financial management ­ opening and maintaining a bank account and using credit wisely ­ to helping individuals understand financial markets and a variety of financial instruments for borrowing and saving learning how to manage finances ensures that native people will be more likely to save and to challenge financial service providers to develop products that respond to their needs our programs result in increased investment levels and economic growth in native communities 2012 activities a new distribution channels for financial education funded by the finra investor education foundation this three-part project seeks to identify new dissemination channels to promote financial education the first component is to partner with the office of the special trustee for american indians ost to a ensure that ost officers are trained in financial literacy topics so they can circulate various curricula in their native communities and b work collaboratively to provide additional community trainings to date our partnership with ost has resulted in conducting more than 447 adult financial literacy classes reaching over 3,682 individuals and 432 youth classes reaching over 2,651 youth the second part of this project is the creation and promotion of a financial education curriculum specifically designed for native high school students ­ the site the tailored curriculum has been completed by 162 native students thanks to partnerships with a number of schools in new mexico third the project taps into a variety of media outlets to further respond to the demand for financial education in native communities in 2012 first nations created three media products 1 the my green social marketing campaign and website that contains a number of fun and interactive tools for youth receiving minor s trust payments 2 the ask dr per cap financial education columns that have been featured in several native newspaper and magazine outlets and 3 the talking dollars public service announcements that have aired on a variety of native radio stations vita plus building native american family economic security and linking asset-building programs in indian country funded by the paul g allen family foundation and the bill and melinda gates foundation first nations recognizes that volunteer income tax assistance vita sites are an essential service in the promotion of asset-building among individuals and families in native communities we also recognize that individuals who utilize vita services may also need to be linked with other assetbuilding services or to public benefits for assistance to improve their economic situations thus the goal of this project is to support native organizations currently offering vita or organizations interested in launching a new site in their efforts to provide expanded asset-building information services and or referrals to clients that use their vita services through generous funding from the paul g allen family foundation and the bill and melinda gates foundation first nations was able to offer funding to two existing sites northwest native development fund in washington state and chief dull knife a 12


p. 15

college in montana for two years and one new site chehalis tribal loan fund in washington state for one year in the first year of the grant the vita grantees helped prepare 523 tax returns and returned more than $1.1 million to native communities including more than $466,000 in earned income tax credits and linked many clients to a variety of asset-building services and public benefit programs including financial education classes indianpreneurship classes individual development accounts idas free alternatives to costly products for unbanked payers to receive their refunds and tanf benefits temporary assistance for needy families first nations is collecting data from the grantees to report on lessons learned and best practices these reports will be released after the conclusion of the grant term a innovative financial education models with funding from the w.k kellogg foundation first nations designed several innovative financial education models in 2012 to help youth learn how to manage their money in response to the demand from several tribal leaders first nations designed the $pending frenzy financial reality fair to help native youth manage large trust fund payments in october 2012 first nations staff and consultants worked in partnership with the office of the special trustee for american indians to pilot the $pending frenzy in partnership with western shoshone tribes who were going to receive a historic land claim settlement the reality fair utilized fake money close to the amount that would be available to youth through their trust settlement to give students experience handling a substantial sum of money and learn how to spend it wisely the $pending frenzy served more than 130 students from six different western shoshone tribes and the evaluation of this event revealed that 95 of participating students stated that they would use the information they learned during the $pending frenzy to assist them with managing their money in 2012 first nations staff also designed the crazy cash city program with additional support from the national credit union foundation first nations conducted the money-spending simulation in gallup new mexico for nearly 200 local high school students the program ­ which was modeled after the national credit union s mad city money simulation ­ was designed as an experiential learning opportunity for students currently taking a financial literacy class tax time savings for native communities funded by the w.k kellogg foundation the bill and melinda gates foundation and the paul g allen family foundation in 2012 first nations worked with five model volunteer income tax assistance vita programs to document best practices and produce a report and how-to manual titled tax time savings for native communities the purpose of the report is to identify and document best practices that will help tribes tribally-based organizations and others serving native communities launch a successful vita site or improve the services of an existing site most rural native vita sites unlike urban vita sites face a unique set of challenges including geographic isolation low volunteer retention rates and economically distressed communities in this report first nations proposes best practices designed to address these unique challenges by developing culturally-relevant strategies structures and activities for launching and expanding successful vita sites in native communities first nations derived these best practices from surveys and in-depth interviews conducted with five successful native vita sites in 2011 and 2012 akwesasne housing authority college of menominee nation lakota funds inc native community finance and white earth investment initiative the report is available for free on the first nations website a native vita tiv progra ms tax time sa e commun ities ten best pra ctices for eff ective native vita programs vings for na first nation s developm ent institute a promoting native american family economic security school-based financial education in mckinley county new mexico with funding from the w.k kellogg foundation the amb foundation and the daniels fund first nations continued to carry out an innovative school-based financial education program in 2012 the program s major objectives are to develop and offer a culturally appropriate school-based financial literacy class with expanded asset-building components in high schools in mckinley county new mexico a county with a large number of native american students the program model provides financial education training and experiential learning components that allow high school youth to gain new knowledge and then to act on what they have learned a total of 11 high schools now 13



no comments yet