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any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading 1

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welcome at talk fusion we understand that our independent associates are the most important element of our business ­ when you succeed we succeed so we ve designed an incredibly rewarding and straightforward compensation plan that pays you instantly for your achievements there are 7 ways to earn income with talk fusion fast start bonuses bronze maker bonuses team commissions mega matching bonuses advancement bonuses leadership pool mercedes madness car bonus any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 2

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bonuses fast start bonus sharing the talk fusion products with customers is one of the fundamental elements of your talk fusion business and an excellent way to begin earning income immediately each time an associate or customer you enroll purchases a product package you will earn a fast start bonus there is no limit to the number of fast start bonuses you can earn · for every starter package you sell will earn $10 usd · for every executive package you sell you will earn $20 usd · for every elite package you sell you will earn $60 usd unlimited bronze maker bonus personally sponsor 1 active associate on your left team and 1 active associate on your right team and you become bronze when you help your personally sponsored associates become bronze for the first time and within 30 days of registration you become a bronze maker and you will earn a bronze maker bonus of $20 usd any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 3

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team commissions team commissions are another important aspect of the talk fusion compensation plan as a new associate you will want to share the talk fusion products with new customers in order to begin earning income immediately.you will also help your organization generate volume through product sales team commissions are calculated from your binary tree which has two legs a left and a right you will be compensated based upon successfully building group sales volume gsv within the binary tree associates placed above you may also place people in your binary tree calculating team commissions you must be active and qualified to be eligible to earn team commissions when you have a minimum of 100 sales volume in each of your binary tree legs you will earn a commission cycle of $25 usd any unpaid group sales volume is carried forward as long as you remain active although team bonuses may be earned by being a starter associate you can maximize the compensation plan by being an elite associate · elite associates will earn full sales volume on all product sales within their organization starter 50 sv executive 100 sv elite 300 sv · executive associates will earn the following sales volume on all product sales within their organization starter 50 sv executive 100 sv elite 100 sv · starter associates will earn the following sales volume on all product sales within their organization starter 50 sv executive 50 sv elite 50 sv in this example as an elite associate you have 500 sv on the left and 500 sv on the right you would earn $125 usd based upon 5 cycles executive pkg 100 sv elite pkg 300 sv any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 4

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residual income talk fusion s instant pay compensation plan even pays residual income on an instant basis because talk fusion s video communication products have a monthly subscription you can have a regular and reliable stream of income each monthly subscription is assigned a sales volume sv that is paid through your 2 team structure associates will earn $25 usd each time they have sales volume sv of 100 in both your left and right teams this is one of the reasons why selling the talk fusion products to loyal customers can be as important as building a strong team of associates ­ subscriptions add to your residual income for example plan a has 20 sales volume so each time you have 5 plan a subscriptions on both your left and right teams you will earn a cycle of $25 usd please note that other monthly subscription plans carry even higher sales volume resulting in higher residual earnings see chart below plan abcde cost $35 usd $65 usd $115 usd $165 usd $215 usd sv 20 35 60 85 110 any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 5

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bonuses mega matching bonuses to further reward our associates,talk fusion has created the mega matching bonus program.this allows you to earn an additional 10 of the team commissions of your personally sponsored associates for example if you sponsored john and his team commissions were $300 usd you would earn an extra $30 usd there is no limit to the number of mega matching bonuses you can earn advancement bonuses talk fusion rewards you for your personal achievements as you advance through the ranks advancement bonuses are a one-time bonus that is paid when you reach a specified rank for the first time and maintain that rank for two consecutive weeks rank diamond double diamond triple diamond usd $1,000 $2,000 1,000 plus talk fusion dream getaway all-expense-paid trip for two to the grand wailea resort in maui hawaii see pg 7 for details diamond elite $5,000 leadership pool the leadership pool is a revenuesharing bonus pool earned by qualified blue diamonds above qualified associates who go blue diamond and above share in a percentage of the total sales volume generated through talk fusion worldwide rank blue diamonds grand blue diamonds royal blue diamonds presidential blue diamonds ambassador blue diamond 1 1.25 1.5 1.75 2 any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 6

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join us in maui hawaii june 13 ­ 16 2013 go triple diamond qualify when you first achieve the rank of triple diamond and maintain that rank for 2 consecutive weeks you and a guest may attend the talk fusion dream getaway thereafter you and a guest may also attend annually if you are paid as a triple diamond or above for at least 60 of the weeks during the qualification period between april 14 2012 and april 13 2013 the incentive trip is non-transferable airfare allowance is $1500 usd per person for associates outside of the united states and $1000 usd per person for associates within the us any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 7

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talk fusion rewards your efforts and celebrates your success by paying for you to drive a brand-new mercedes-benz when you achieve the rank of 3 star and maintain it for four consecutive weeks you will qualify for the incredible mercedes madness car bonus and receive an additional $600 usd toward your car payment for every month that you satisfy the requirements of 3 star or above and if you re not ready to drive a silver c class or higher mercedes you can elect to receive a $300 usd cash bonus in lieu of the car bonus for every month that you qualify see the mercedes madness rules agreement for complete details of the mercedes madness car bonus any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 8

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1 how can i qualify you must maintain the rank of 3 star or higher for four consecutive weeks in order to receive the $600 usd mercedes madness car bonus 2 which mercedes can i get you can purchase or lease a silver mercedes c class or above used vehicles should not be more than 4 years old and must have less than 60,000 miles and no visible damage beyond normal wear 3 what package do i need to have to get the mercedes madness car bonus new associates must become executive or elite during the first 30 days after initial registration 4 what if i m not ready to receive a brand-new mercedes at this time you can choose a $300 usd cash bonus in lieu of the car bonus for each 4 consecutive week period that you qualify 5 what do i need to send to the talk fusion corporate office in order to receive my mercedes madness bonus you must send in your testimonial signed acknowledgements responsibilities form and a hi-res image of you with your brand-new mercedes bonuses will be paid a month from the first monday following qualification 6 is the mercedes madness bonus available in all countries in which talk fusion operates yes any associate anywhere in the world can qualify to drive a mercedes-benz on us 9 fonts · gill sans light

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talk fusion ranks talk fusion rank required product cycles bronze silver gold 1 star 2 star 3 star 1 5 10 20 30 50 diamond double diamond triple diamond diamond elite blue diamond grand blue diamond royal blue diamond presidential blue diamond ambassador blue diamond 100 150 200 250 500 1,000 1,500 and must personally sponsor 1 blue diamond or above in both left and right legs 2,500 5,000 and must personally sponsor 1 grand blue diamond or above in both left and right legs any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading fonts · gill sans light 10

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important terms sales volume each product is assigned a point value called sales volume sv and the compensation plan is based on the accumulation of these points group sales volume group sales volume gsv is the accumulation of sales volume on each product purchased in your downline personal sales volume personal sales volume psv is sales volume that you personally generate via personal product purchases or retail sales to customers qualified you have at least 1 personally sponsored and active associate on both your left and right teams business center your business center is where you are personally placed within the talk fusion organization cycle sales volume sv of 100 in both your left and right teams will earn a commission cycle active you personally generate a minimum one-time 50 personal sales volume psv and maintain a minimum of 10 personal sales volume psv on a monthly basis to maintain an active status bronze maker bonus personally sponsor 1 active associate on your left team and 1 active associate on your right team and you become bronze.when you help your personally sponsored associates become bronze for the first time and within 30 days of registration you become a bronze maker and you will earn a bronze maker bonus 11 fonts · gill sans light

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faq 1 how do i get paid instantly make a sale today and your commissions are instantly loaded on your pay card 2 when will i receive my pay card once you earn your first commission your pay card will be mailed to you by the united states postal service first class mail expected delivery time will depend on your location 3 do i have a cap on my weekly earning potential starter associates may earn a maximum of $500 usd per week in team commissions executive associates may earn a maximum of $1,000 usd per week in team commissions elite associates may earn a maximum of $50,000 usd per week in team commissions there is no limit on fast start bonuses matching bonuses and the leadership pool 4 if i go inactive what will happen to my sales volume after 30 days of inactivity all accumulated sales volume will be reset to zero lost sales volume is not retained however you can reactivate by personally generating a minimum of 10 personal sales volume and maintaining it on a monthly basis after 90 days of inactivity your associate status will be terminated and your account will be closed 5 when are the advancement rank bonuses earned the bonuses are earned when you achieve the specified rank for the first time and maintain that rank for two consecutive weeks for example if you advance from 3 star to diamond and maintain the diamond rank for two consecutive weeks you will receive a cash bonus of $1,000 usd all advancement rank bonuses are paid out on the 15th of the following month 6 can i earn all 4 advancement rank bonuses in a 2-week period no in order to receive an advancement rank bonus you must maintain a specific rank for 2 consecutive weeks.therefore in order to qualify for all 4 advancement rank bonuses it would take a minimum of 8 weeks 7 how do i earn the leadership bonus pool in order to qualify for the leadership pool you must meet rank sales volume requirements all 4 weeks of the month leadership pool commissions will be paid on the 20th of the month following the month in which they were earned 8 how many shares of the leadership bonus pool can one associate earn one individual associate can earn a maximum of 25 of the leadership pool for example if the total leadership pool is $10,000 usd and there is only one qualified associate that associate is eligible for a total of $2,500 usd if there are four or more qualified associates they would equally share the total leadership pool amount in other words 10 qualified associates will each earn $1,000 usd 9 what are the differences between commission rank and recognition rank commission rank is the rank at which you are paid and is determined by meeting the sales volume and other compensation plan requirements in any commission week.this can vary from your recognition rank which is the highest rank at which you have ever been paid 10 can i have more than one business center when you reach the rank of diamond for the first time two new complimentary business centers one on both the left and right legs will be placed front line to your original business center.the new business centers will begin collecting new sales volume from the placement date 12 fonts · gill sans light

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faq 11 is there a processing fee for commissions earned please note a fee of $0.25 usd is deducted each time a commission is loaded 12 is a product purchase required to become a talk fusion independent associate a product purchase is not necessary to become an independent associate and participate in the compensation plan 13 which countries have a monthly product subscription associates in all countries except india nigeria kuwait bahrain bangladesh nepal oman philippines qatar saudi arabia ukraine and u.a.e must personally generate a minimum of 10 personal sales volume psv on a monthly basis to maintain an active status receive commissions after their payment has been received and processed please note that tds will be withheld at the government required rate of 20 for associates who do not supply a copy of their pan card associates who provide a copy of their pan card by the end of a commission cycle will have the benefit of tds being withheld at the lower rate of 10 please note associates will have 60 days after they join to submit their pan number there will be a processing fee of inr 25 for every check couriered 15 when are commissions calculated in india commissions are calculated at the end of the commission cycle which ends saturday at 11:59pm eastern any sales volume generated from sunday 12:01am eastern saturday at 11:59pm eastern will be paid one week from the following monday by end of business 14 how are commissions paid in india all commissions will be paid by check and mailed on mondays one week after the cycle in which they were earned associates are eligible to 13 fonts · gill sans light

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founder ceo bob reina hard work required here people often ask me what is the key to success in direct selling but there is no exact formula i know desire sacrifice and hard work over time are absolute requirements but even these elements don t constitute a guarantee when i began my career in direct selling over 20 years ago i was working full-time as a policeman i put in long hours on the phone and in meetings on top of the 40-plus weekly hours of my day job building a customer base signing up new associates and eventually teaching those associates what i d learned i made a lot of mistakes and there were many many months when my phone bill was larger than my commission check i stuck with it though sacrificing valuable free time because i saw the potential in earning income from a team s work rather than just my own but at the same time i understood that direct selling was really just an opportunity-what i got out of it depended on the dedication and sweat equity i put into it that s very important to remember if you are considering joining talk fusion as an independent associate while the possibility of earning supplemental income exists what you get out of your talk fusion business depends entirely upon successful sales efforts which require hard work diligence and leadership and how well you exercise these qualities it also takes time to learn to be your own boss train your team and build the proper infrastructure direct selling is a 2 to 5-year plan you will not be able to retire in 4-6 months.you must work the business for at least 1 year to even reach a good evaluation point from which you can really measure your progress but i honestly believe that if you follow the system and consistently dedicate 7-10 hours per week for a year you will be at a place where you won t want to stop but you must be willing to dedicate yourself and sacrifice your own comfort time and other activities in exchange for the opportunity to earn additional income a personal message from no income is promised in my opinion no company should ever make get-rich-quick claims unfortunately some companies in the direct selling industry imply that potential associates can make a full-time income or in some cases a lot more with very little work this is one of the reasons why so many people new to the industry become disenchanted and quit the reality however is that in direct selling most associates do not receive substantial income and a majority receives no income at all this is true of talk fusion as well some join a company just to get the product at a discount and many join to get the product at a discount and make a small side income a very small percentage of associates earn what most people consider a full-time income and just like in any other industry the top earners are the rare minority we tell you this because unlike some companies we want you to be fully informed and consider ourselves to be a refreshingly honest voice within the industry 14 fonts · gill sans light

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founder ceo bob reina why at talk fusion our core leadership of associates fully understands that in order to be successful it takes a sacrifice that is difficult to put into words and it is up to you to decide to make that sacrifice we do everything possible to provide you with everything you need to be successful from world-class products available at an incredible value to paying commissions instantly and providing unbeatable customer service and training but you have to want to be successful on your own terms if you decide to watch tv rather than attend a training call or go shopping instead of logging into a live broadcast or following up with a prospect we will not know we would like for you to take advantage of everything talk fusion provides but we cannot want your success more than you want it for yourself any earnings portrayed in any talk fusion marketing materials are not necessarily representative of the income if any that a talk fusion associate can or will earn through his or her participation in the talk fusion compensation plan all references to income implied or stated throughout the talk fusion compensation plan are for illustrative purposes only these figures should not be considered as guarantees or projections of your actual earnings or profits talk fusion does not guarantee any level of income or earnings to any associate any representation or guarantee of earnings would be misleading a personal message from conclusion when you succeed we succeed so of course we want you to be as successful as possible the rest is just sweat equity but that s one thing we can t do for you.you must be willing to commit at the level needed to achieve your desire the truth is that most people are simply not willing to make the necessary combination of sacrifices that facilitate the results they want the individuals who achieve remarkable success with talk fusion or other direct selling companies understand that it is a business that requires a commitment over a period of years as well as the dedication to putting in the kind and amount of work necessary my hope is that you ll view direct selling as the professional career it has become unlike other industries direct selling offers you the opportunity to nurture and empower your inherent talents as well as those of your entire team in this business success means the chance to develop intellectually emotionally and financially while you contribute in a positive way to the lives of others 15 fonts · gill sans light

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